How
This
Works

Learn The Strategies

Discover how both strategies work and what investment vehicles they trade. Understand the purposes they serve alongside each other when used together in a diversified portfolio.

While margin accounts are easiest to use SmartLev can be used in cash or IRA-style accounts since it uses long ETFs only. Tactile Options does require a margin account and has a higher recommended minimum to accomodate certain option-selling strategies.

Decide if our strategies suit your long term investing needs and personal risk tolerance.

SmartLev Tactile Options
Trade Decisions Rules-Based Discretionary
Objective Long Term Growth Diversification
Investment Vehicle Exchange-Traded Funds (ETFs) Multi-Leg & Short Options
Account Type* Tax-Sheltered Eligible Margin Required
Recommended Minimum** $2000 $5000

*Always check with your broker which investments are permitted in your tax-sheltered account(s). Please consult a tax professional for information on capital gains and how they may affect your situation. I am not a tax expert.

**An approximation for when individual strategies become efficient due to trade commissions & monthly subscription fee.

Before You Join

You'll need the right attitude
Successful investing requires discipline and patience. While we aren't buy and hold investors, many of the same principles apply. Let the compounding do its job.

You'll need access to US markets
We only trade USD-based instruments because they are the most liquid and diverse.

You must be comfortable executing trades in your trading software
Tactile Trade is best suited to those with at least some experience trading. Our strategies use ETFs, volatility ETNs, long and short options.

You should monitor your account daily
That said, this is NOT day trading. Both strategies trade only several times per month on average. We trade on a medium-term horizon.

Practice Makes Perfect

Every new subscriber is welcomed with a 30 day free trial. You'll have time to test drive the strategies in your paper trading account.

Take your time, get comfortable with the strategies and see if our style of trading suits your lifestyle and personal risk tolerance.

Get Familiar With The Daily Signals

Every trading day before 12:00PM Eastern Standard Time (EST), subscribers receive an email containing the daily signals for each strategy.

Signals are clearly marked to indicate which position(s) the strategies are holding on that day. On days when an action is required, clear instructions are given.

Execute trade(s) in the morning before work, during coffee break, or any time during market hours.

Signals are actionable on the day they are given only.

Why Our Trading Is 'Tactile'

When you trade with our community, it's 100% hands-on. That means each trade is ultimately your decision.

I've made my educational content and personal trading decisions available to the public 'as is' because I'm passionate about trading, alternative portfolio management and sharing my work with others who are interested.

That said, I do not offer personalized investment advice and I am not certified to do so. By subscribing, you acknowledge the disclaimer at the bottom of this page.

Frequently Asked Questions

This section will be continuously updated whenever a community member asks a question that others might be interested in as well. Be sure to check out the blog for more information and insights.

Day trading is usually defined as any trade opened and closed during the same trading day. I don't like day trading because it's risky, stressful, time consuming and the wrong way to go about building wealth.

All of our strategies at Tactile Trade operate in daily timeframes. I run the numbers every morning, and take action if needed. Otherwise, we all just go about our day. Both strategies have an average trade frequency of about 2-4 times per month. We only change positions if the current market conditions warrant it.

I will never try and convince you to quit your day job and become a full time trader. It's unrealistic for 99.9% of us. Get an income, cover your expenses, pay off any debts, and then invest. 
These instructions assume someone wants to the follow both SmartLev and Tactile Options. It is strongly recommended you have at least a basic working knowledge of options trading. I have a full options trading tutorial on YouTube, and there are many good free resources as well. You can learn everything you need to without paying for any silly trading courses.

You'll first want to set up either a real money or paper trading account at a reputable broker. I personally use Interactive Brokers; other brokers with platforms that have good option trading tools are TD Ameritrade (ThinkorSwim), TastyWorks, or e-Trade. I can't offer any personalized advice, and which broker you choose depends heavily on personal preference. I steer clear of commission-free pricing schemes due to the fact they use payment for order flow. I'd rather pay a small commission to know my broker is attempting to get the best possible execution prices for me. They say if the service is free, you are the service.

Most brokers require their clients to initially request trading permissions for leveraged ETFs, options and volatility products (VXX, UVXY, SVXY, etc). You may need to sign a document acknowledging the unique risks, or declare you have a certain level of experience trading them.

Since our strategies only use USD-denominated instruments, you may need to ensure you have US dollars available in your trading account if your account is not based in the US.

Beyond getting setup with your trading software, being confident and comfortable executing trades, you'll need to understand our systems and the signals in the daily email. I do touch on these in my YouTube livestream recording. I'll update this FAQ section as I create more resources.

Lastly, please understand nothing shared on this website or in any email correspondence should be interpreted as personalized investment advice. I'm not qualified to provide investment advice under FINRA, IIROC or any other regulatory body. I've simply chosen to share my personal trading opinions with those who are interested. Any decisions or buy, sell or hold any securities are the responsibility of you the individual.
The Market Sentiment Index is made of about 15 VIX-related, sentiment and momentum indicators which are normalized and then combined together. The index essentially represents an average reading of many of the indicators I use in my trading and how they compare against their historical values.

This 'ranking engine' is a useful way to quickly gauge the current level of risk for equities, relative to history going back to 2007.

Designing rules-based or algorithmic strategies around this type of system helps reduce the risk of curve-fitting in two ways:

#1: It doesn't rely on any single indicator too much therefore reducing the chance of dumb luck and increasing overall signal quality.

#2: Comparing readings to historical benchmarks is often more meaningful than picking arbitrary values.

I share the Market Sentiment Index reading and percentile rank every morning along with the strategy signals so community members can get a better feel for the markets beyond simply following the strategies.
Risk management is a little different for each strategy. Portfolio-wide, our 50/50 allocation was chosen based on the 'efficient frontier', a concept in portfolio management that aims to weight each investment to maximize returns while minimizing risk as measured by volatility. Remember, I can only share what I personally do as I'm not a licensed investment advisor. You may use the strategies or allocate however you like.

SmartLev only allocates to leveraged equities (or vanilla equities, depending on your chosen ETF) when most advantageous to do so, as measured by volatility, momentum, and several proprietary indicators. This results in long term returns that exceed our benchmark, despite only being allocated during approximately 60% of trading days.

Tactile Options relies on position sizing and stop losses. We always scale trades correctly, keeping position sizes a small percentage of total capital. We always structure trades as defined-risk or cash-secured meaning no naked short positions are ever used. We also use broad market ETFs as much as possible to reduce idiosyncratic (individual) risk.

Overall, risk management in the portfolio comes from position sizing, stop-losses (where applicable), and the rules built into the strategies themselves.
The benchmark shown in each chart is a 70% / 30% allocation mix of the Vanguard Total Stock Market ETF (VTI) and the Vanguard Total Bond Market ETF (BND). For simplicity, this combination shown is rebalanced (bought or sold necessary shares to maintain the 70/30 mix) on a daily basis. In reality, someone investing in these two ETFs might rebalance quarterly or semi-annually. This is my personal benchmark to which I compare my performance and seek long term results above and beyond.

Why this benchmark?

The Tactile Trade Portfolio is intended to be a replacement for traditional index investing. When it comes to broad-market index funds, these two are just about as broad and low-fee as possible. Because of this, I believe this 70/30 mix does a good job of representing the returns of an average index ETF portfolio. It's essentially trying to represent the returns you could expect from a robo-advisor such as Wealthfront, E*TRADE Core Portfolios, Wealthsimple, or perhaps even mutual funds.
Anywhere a chart is shown on either the home page or any strategy page, you will by default see live trading performance, unless there is the ability to toggle between live and live + backtest.

Live trading represents the real-life execution prices I received on my orders, at the time of trade execution. All statistics include $5 commissions for ETFs, $1 per contract for options. I will never retroactively change live trading data if the methodologies of any strategies change, or of the overall portfolio if new strategies are added.  My commitment to you is transparency. 
Short answer - no. Tactile Options has a higher recommended minimum to accommodate option selling strategies and allow wiggle room for proper allocation sizing. It is strongly recommended to trade with at least $5,000, however it can be done with a little less.

If you have less than $5,000 to allocate to Tactile Options, the risk is your account may be too small to scale the trades properly. A loss on any given trade would be more costly to a small account since a trade may occupy more than the recommended allocation size.

If you are trading with a smaller account, skip the 'Wheel' trades (cash-secured puts and covered calls) since they are most capital-intensive.
Tax efficiency is difficult to discuss because trading account types differ depending on their tax status, and the country in which they’re offered. Generally speaking, there are two styles of trading accounts:

Margin Loan or cash accounts where realized gains or losses are treated as taxable income.

Tax-sheltered, or registered accounts such as IRAs, Roth IRAs, TFSAs or RRSPs, where realized gains or losses are not subject to tax unless withdrawn, or sometimes not at all.

SmartLev uses ETFs which can be used in tax-sheltered accounts, however Tactile Options does require a margin loan account, in which realized gains are taxable.

In general, trading is not as tax efficient as long term investing due to the shorter time horizon. For example, short term (investments held for less than 1 year) capital gains are taxed at a higher rate in the United States. This is one risk you should consider before trading, regardless if you wish to trade with our community or not. The benefits or drawbacks will depend heavily on your personal tax situation.

While each individual’s tax situation is unique, I think it is a fair statement that most people would prefer a higher rate of return (for example, 20% - 25%) that is not tax efficient, versus a lower rate of return (for example, 5% - 10%) that is.

This may not be true for high net worth or high income individuals with complex tax situations where realized capital gains might significantly increase their tax bill. However, most members of our community tend to be actively trying to grow their investments and thus prefer the higher, non-tax efficient return.

I am not certified to give any tax advice; please consult a professional if you are unsure of how trading might affect your tax situation.

If you signed up, you should have received an auto-response welcome message. Once signed up, you will also automatically start receiving the daily trade signal emails.

If you don't receive any emails, first of all check your spam folder and if it's in there, be sure to mark it as "not spam".

If you don't see any emails at all, please email me right away and I will ensure you've been added. Alternatively, you can comment on any YouTube video and I'll see it.

I do send out an auxiliary daily email, which is essentially a duplicate, to several community members who sometimes have deliverabiltiy issues with their email. If you find you are not receiving some emails, or experience a delay before receiving them, send me an email and I will add you to the auxiliary list. This means you will receive the daily email twice, hopefully increasing the chances of getting it in a timely manner.
You can cancel your paid subscription any time by clicking the purple "cancel or modify billing" in the footer of every daily email.

This button links to SuperPortal, a Stripe payments extension. It will generate a one-time link to access your Stripe Customer Portal where you can cancel your paid subscription. This will automatically unsubscribe you from the list.

The "unsubscribe" link must be included in every email in order to be GDPR-compliant, but it will only remove you from the mailing list, not cancel your Stripe billing.

If it's easier for you, just send me an email and I'll cancel it for you within one business day. Stripe billing is prorated, which means you'll be refunded for any remaining days in the monthly cycle upon cancelling.

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